Koda Insurance Agency began as Drayton Insurance Agency back in 1972 in Drayton, ND.  In 2012, Citizens Insurance Agency of Stephen, MN was purchased and the name was subsequently changed to Koda Insurance Agency.  Citizens Insurance Agency of Cavalier, ND and Walhalla Insurance Agency of Walhalla, ND merged with Koda Insurance Agency in January of 2021.  Koda Insurance serves communities in Northeastern North Dakota and Northwestern Minnesota.  As an independent agency, we have access to over 20 companies to ensure that we can provide you with an insurance policy to fit your specific needs.  With over 50 years of insurance experience between all of the agents, we look forward to serving you and your community for years to come.